Job Title: Relationship Manager Job
Salary Package: 25,000 – 50,000 a month
Work Exp: 0 – 3 years
Company Name: Icici Bank
Job Location: India
Qualification Require: Any Graduate
Job Info –
Grade : Deputy Manager/Manager/Chief Manager
Background: The Mid Markets Group is responsible for maintaining relationships with and servicing mid-corporates with turnover between 2.5 to 7.5 Billion. It provides end-to-end banking solutions across the financial spectrum ranging from transaction banking solutions, term loans, treasury and risk management solutions, structured products, M&A advisory and investment banking in collaboration with multiple product groups. It is also responsible for appraisal and monitoring of credit limits.
Purpose of the Job: Assistant relationship manager is responsible for credit appraisal of the corporates and client servicing. An ARM is responsible for execution of end to end set processes such as financial analysis, note making, documentation etc. for the transactions under the guidance of the Relationship Manager. ARM also assists the Relationship manager in Client servicing and portfolio management. ARM is also responsible to understand & cross-sell retail liability & asset products to clients. ARM is also responsible for generating new leads under the guidance of RM.
Reports to : Relationship Manager Mid Markets Group
- Credit Appraisal: Assistant Relationship manager is expected to understand in detail the clients business, financials and prepare quality appraisal note in collaboration with Risk Management team.
- Documentation: ARM facilitates disbursement of funds once sanction is in place through coordination with various internal groups. ARM is also expected to complete post-disbursement documentation activities in coordination with control groups such as Legal, Compliance, Credit Middle Office.
- Portfolio management: Assist the Relationship Manager in managing a high quality portfolio of corporate clients
- Support the Relationship Manager in achieving business targets, acquiring and onboarding new clients
- Understand & cross-sell various retail asset & liability products to capture entire ecosystem of corporate clients
- Understanding of financial statements such as Balance sheet, P&L A/c & Cash flow statements
- Knowledge of computation of key financial ratios
- Knowledge of Basic Banking products
- Communication and presentation skills
- Basic working knowledge of Word, Excel and PPT
- Collaboration (Forges understanding with others and carries others along, considers impact on the organization, not just own targets/metrics, and acts accordingly)
- Passion (Constantly raises the bar for self & team, has a strong execution bias, takes initiatives even in the face of significant difficulties)
- Organization Capability (Builds structures, systems and processes to support strategy, focuses on productivity as a business lever, sets personal example in driving quality for achieving world class service delivery)
Qualification & Experience:
- CA / MBA Finance with 2 – 12 years of relevant experience